Senior Manager, Credit
CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world. We serve agriculture customers and consumers across the United States and around the world. Most of our 10,000 employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture.
Summary
This position will directly manage a team of credit managers and credit analysts that are responsible for monitoring and managing credit limits, determining creditworthiness, facilitating CHS Capital loans and programs, collecting on past due accounts, and continuous improvement initiatives for ag retail.
This is a hybrid position (3 days a week in office) out of our Inver Grove Hights, MN location.
Responsibilities
- Lead and develop a team of highly skilled credit staff
- Align and structure the team to optimize overall enterprise performance
- Provide direct leadership including ongoing mentoring, career development, performance management, goal setting and execution, and credit analysis
- Partner with Go-to-Market, Operations and Capital staff to improve credit efficiencies across the enterprise
- Analyze credit exposure and establish bad-debt reserves
- Monitor a large portfolio and own the collection activity
- Provide guidance and support in complex collections across the portfolio
- Support the finance transformation to streamline processes and procedures
- Develop and implement a Continuous Improvement culture
- Improve manual processes
- Provide portfolio and industry updates to Senior Management
- 10% Travel to CHS facilities, customer visits, legal cases, mediations, etc.
Minimum Qualifications (required)
- Bachelor’s degree in Business, Finance, Accounting, Economics, Ag Business
- 5+ yrs related work experience
Additional Qualifications
- At least 3 years of proven experience leading teams or managing direct reports.
- 10 years of industry experience in lending, credit, collections and/or agricultural operations
- Experience working with legal counsel and complex credits
- Advanced skills in credit & cash flow analysis, balance sheet, income statement and tax return analysis
- Ability to lead a team through a changing business environment
- Strong communication skills, both verbal and written
- Experience with security filings including but not limited to UCC-1’s, statutory crop liens, mortgages
- Strong problem solving and critical thinking skills
CHS offers a competitive total rewards package. Compensation includes base wage and, depending upon position, may include other earnings such as bonus, incentives and commissions. Actual pay offered will vary based on multiple factors which may include, without limitation, experience, education, training, specialized skills and certifications, minimum wage/salary requirements under local law.
Benefits include medical, dental, vision, wellness programs, life insurance, health and dependent care spending accounts, paid time off, 401(k), pension, profit sharing, short- and long-term disability, tuition reimbursement and adoption assistance, subject to the eligibility requirements for each benefit plan.
CHS is an Equal Opportunity Employer/Veterans/Disability.
Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not ask for confidential information over the phone or in an email, or request money from a candidate involved in an offer process. If you have questions regarding an employment opportunity, please reach out to chscareers@chsinc.com; to verify that the communication is from CHS.
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